By accessing https://www.calquity.com, https://now.calquity.com, https://www.cqnow.in, or any of its associate/group sites (hereafter collectively referred to as “CQ & Websites”), users explicitly acknowledge that they have read, understood, and agreed to be legally bound by the terms and conditions of this disclaimer and user agreement. Users who do not agree with these terms are advised to refrain from using CQ & Websites or any related services.

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CalQuity Technologies Private Limited (“CalQuity”) employs a variety of advanced technologies, including Artificial Intelligence (“AI”), Machine Learning (“ML”), Natural Language Processing (“NLP”), and other advanced algorithms, mechanisms, and software to process information received from third-party sources. Such processing includes interpreting, explaining, elaborating, summarizing, or otherwise transforming the information to enhance its usability for users and subscribers. While CalQuity strives to ensure the reliability and accuracy of its AI processing, users explicitly acknowledge that such technologies may occasionally encounter failures or inaccuracies. CalQuity will make all reasonable efforts to minimize such occurrences, but if they happen for any reason, CalQuity disclaims liability for errors, inaccuracies, or financial or other losses arising from reliance on the information provided. Users and subscribers assume sole responsibility for verifying the accuracy and reliability of the information.

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CalQuity has taken due care and caution in the compilation of data for information disseminated to subscribers via all its publication channels, including but not limited to the website, e-mail, and WhatsApp (“Channels”). The insights presented to subscribers, including but not limited to corporate announcements, news, social media posts, and videos, are not the views of CalQuity or any of its stakeholders but of third parties such as company managements, analysts, media houses, or other publishers. Users are advised to consult certified experts before making any investment decisions. CalQuity does not guarantee the accuracy, adequacy, or completeness of any information and is not responsible for errors or omissions or the results obtained from the use of such information. While CalQuity will endeavor to ensure the smooth dissemination of insights, it is not liable for any errors or outcomes resulting from their use.

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CalQuity disseminates information through various channels, including internet-based services, SMS, WhatsApp, Telegram, email, and others. Users acknowledge that these dissemination methods depend on hardware, software, and internet connectivity, which may occasionally face technical issues. CalQuity will make all reasonable efforts to ensure smooth delivery; however, if delays or failures occur due to reasons beyond its control, CalQuity disclaims liability for any resulting issues.

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Part of the information shared via Channels may occasionally contain advertisements, which will be explicitly identified as such. Advertisers are solely responsible for ensuring that the materials submitted comply with legal requirements. While CQ & Websites reserve the right to accept or reject advertisements, they disclaim liability for the content of advertisements or any user interactions arising therefrom.

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By accessing CalQuity’s website or services, users explicitly agree to be bound by the terms and conditions set forth in this document. CalQuity’s services are intended for use within India and are subject exclusively to the jurisdiction of the courts of Kolkata, India. While access by users outside India is not restricted, CalQuity disclaims any liability under the laws of jurisdictions outside India.

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Users are hereby notified that stock trading and related financial activities are inherently risky. By utilizing CalQuity’s services, users agree to assume full responsibility for their trading and investment decisions, including but not limited to the risk of capital losses. CalQuity does not provide direct trading calls, financial advice, or its own investment recommendations. All information provided by CalQuity or its associates is strictly for informational and educational purposes. Users are strongly advised to consult with licensed financial advisors prior to making any trading or investment decisions. CalQuity is neither a registered investment advisor nor a broker-dealer, and it does not warrant the accuracy or reliability of any hypothetical or simulated performance results. All investment decisions should be made in consultation with a registered professional.

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Although CalQuity endeavors to ensure the accuracy and reliability of the information it shares, it does not guarantee its completeness or correctness. Users must independently verify all information before relying on it for trading or investment purposes. Predictions regarding stock market trends or individual securities are speculative in nature and may prove inaccurate. While CalQuity will make reasonable efforts to ensure the smooth operation of its services, it disclaims all liability for any issues, including technical failures or data inaccuracies, arising during their use.

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CalQuity expressly disclaims all implied warranties under applicable laws. The use of CalQuity’s services is entirely at the user’s own risk. Users are encouraged to conduct independent research and seek professional advice before acting on any information provided. CalQuity, its employees, and affiliates accept no liability for decisions or actions taken based on the information disseminated through its channels.

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This information shared via any channel may contain links, summaries, financial data, forward-looking numbers, and articles collected from several websites. It may also include articles contributed by various individuals. The views presented in such information and associated material are exclusively those of the respective contributors and do not necessarily represent the views of CalQuity or its management. Linked sites are not under CalQuity’s control, and they are not responsible for the contents of any linked site or any changes or updates to such sites. The inclusion of any link does not imply endorsement by CalQuity.

CalQuity reserves the right to amend its services, terms, disclaimers, and conditions at its sole discretion without prior notice. Continued use of CalQuity’s services constitutes the user’s acceptance of such modifications.

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The information provided by CalQuity should not be construed as an endorsement, solicitation, or offer to buy or sell any securities or financial instruments. Users must exercise independent judgment and discretion when interpreting or acting upon the information provided. CalQuity, its owners, employees, and affiliates disclaim all responsibility for any consequences arising from reliance on such information.

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By accessing and utilizing CalQuity’s services, users agree to hold CalQuity harmless from any claims, liabilities, or damages, including but not limited to those arising from errors in information, communication delays, or financial losses incurred through trading or investment decisions. Users are solely responsible for their own investment decisions and the consequences thereof.

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For further inquiries or clarifications regarding these terms, users may contact CalQuity at support@calquity.com.